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Frequently Asked Questions
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Workers' Compensation (20)
How is the cost of a workers compensation policy calculated?
As a sole proprietor officer or partner can I elect to be included or excluded from coverage on my policy?
If my spouse and I are sole owners of our business and we do not have any employees do we need workers compensation coverage?
What is a premium audit and why is this process necessary?
What is covered in a workers comp policy?
What is considered payroll remuneration?
Does biBERK provide workers comp insurance in my state?
What is an Experience Modification MOD? How is a MOD determined?
What is Workers Compensation insurance?
What is a workers comp audit and how does it work?
Why do I need workers comp insurance?
What does workers compensation insurance cost?
If I do not cooperate with the premium audit requirements of my policy, what happens?
Are all on-the-job injuries covered by workers compensation coverage?
What is meant by Annual Employee Payroll?
Why is workers compensation an auditable policy?
What does workers’ compensation insurance not cover?
If I use contractors instead of employees, do I still need workers' compensation insurance?
Do I need workers’ comp insurance coverage as a self-employed business owner?
What information and records will be needed to complete the audit?
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